2024 Global Financial Literacy Rankings
A comprehensive comparison of financial literacy levels across 35 countries, scored on a composite index of knowledge, behavior, attitude, and access.
Average Score by Continent
Composite financial literacy score (0–100) averaged by continent
Filter by Continent
| # | Country | Region | Score (0–100) | Trend (YoY) |
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Methodology Note: Scores are composite indices derived from OECD/INFE survey data, World Bank financial inclusion statistics, and supplementary national studies. The index ranges from 0 to 100, where 100 represents maximum measured financial literacy across all 12 indicators. YoY trend reflects year-over-year change in composite score. All data is for informational purposes only.
Key Patterns by Region
Nordic Dominance
Sweden, Norway, Denmark, and Finland hold the top four positions. Common factors include strong financial education in national curricula, high pension system literacy, and widespread digital banking adoption since the early 2000s.
Asia's Rising Performers
Singapore and South Korea show the strongest upward trajectories in Asia, driven by government-led financial literacy programs and high smartphone banking penetration. China is improving rapidly from a lower baseline.
Sub-Saharan Africa's Gap
African nations face a structural challenge: low formal banking access limits the practical application of financial knowledge. However, mobile money adoption is driving rapid improvement in Kenya, Nigeria, and Ghana beyond what this index currently captures.